Reply to Be honest - How many of you pay your complete credit card balance off each month?

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[quote=Anonymous]For the past couple years, we did.

Then, DH didn't budget appropriately for his 1099 taxes and the past few years of an incompetent accountant have come back to bite us in the butt, so his work CC hovers around $9k. Hopefully we get money back this year and pay that puppy off.

We have been building a house (house payments + rent) and have more debt than income the past several months...plus have had to buy more stuff for building the house than we thought (long story)...so we are hovering around $13k.

However, our HHI is about $250k, so it won't take us long to pay it off. I look forward to ONE mortgage payment and knocking these cards off in 4-5 months. The good thing is, it's finally been a wake-up call to DH who has been free to spend $$ the past few years without question. He is finally scrimping too, eating in, not buying 'stuff', etc.

The only crappy part is our occasional babysitter really needs the random income we give her (she is a SAHM and we pay well) and I have to tell her we are flat broke right now. And I'm a Fed and just got a step increase, so no raises anytime soon.

The BEST thing is that our weekly grocery bill for a family of 4 is $91. Cutting out meat and eating leftovers is key! (And we work at home so that includes lunches for me and DH.) I am pretty proud of that.[/quote]

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