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College and University Discussion
Reply to "Jeff Selingo on people skipping "target schools""
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[quote=Anonymous][quote=Anonymous]taking 18 years of savings (per kid!) and spending it all on 4 years of undergrad is crazy unless you have many millions in the bank OR if you had your kids at 20. you just don't have another 18 years to save to help these same kids in the years after they graduate from college. 80% of bonuses over two decades!! oy just to have these same kids turn around and save 80% of THEIR bonuses for two decades. oy! this is how you take generational wealth and hand it over to Haverford. oy![/quote] This is DCUM, so the thinking that $10k per year is put into a 529 didn't assume that is 100% of what someone has to save. That seemed like a very reasonable sum after fully funding 401ks, IRAs, taxable accounts, etc. Maybe I am missing something...but it doesn't seem like an insurmountable thing to do. Of course, you don't have to save $10k per year. Save $5k per year, and you might have $202k available after 18 years. That's plenty for in-state.[/quote]
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