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Reply to "I need about $20k to get us through a layoff-home equity loan?"
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[quote=Anonymous]OP will probably quality for a HELOC. They paid 800K and presumably put down 20% so they have some equity (they do not have 700K equity just because their house appreciated -- that isn't realized until it actually sells for that much). OP, I would not sell the house. I would call the bank and see if you can pause payments for a few months. I would also try to get small jobs if you can (tutoring etc...). I am also a professor - can your husband teach an overload in the Spring? Are there any short semester courses now he can do that for? [/quote]
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