Reply to Does everyone on here with kids applying to top 50 schools really have the $80K per year to spend?

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[quote=Anonymous]The 52 credits were at a Big 10 (West) school. During high school years kid had 2 part-time jobs & played 2 sports, but still had time to start taking community college classes in summer after soph year. By the time she started freshman year of college she had 17 community college credits to go along with 35 AP credits. Kid is sharp (29 ACT) but not an academic superstar.

Most decent students could get a year’s worth of credits via community college & AP with a little planning. For example, don’t take AP classes willy-nilly…check the AP credit charts for your likely colleges & see which AP scores get what credits, & plan accordingly.

Keep in mind you don’t need to take an AP class to take an AP exam. If your kid took a lot of music lessons, with a little self-study they might be able to do well on AP music. My kid grew up learning Spanish & got a 5 on the the AP Spanish language exam without having taken any Spanish courses at all.

If you don’t like enormous college costs you can cut corners in many ways, such as being a dorm RA or having several roommates off campus, but that’s small potatoes compared to what you can save by completing a 4-year degree in 3 years. It isn’t just trimming 25% of your expenses…you have to factor in that in what would have been kid’s fourth year, instead of spending lots of money, the kid is likely working full time & (hopefully) making a significant sum. That can easily be a net difference of $100,000+.
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