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Reply to "How much mortgage can we afford?"
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[quote=Anonymous][quote=Anonymous]The first step is tracking every penny that leaves either of your wallets for the next three months. Then, reduce your spending and live on that reduced spending. Your goal should be to be able to pay cash for your next car. Until you can do that and have a good emergency fund and are paying off your student loans, you shouldn't be buying a house. Basically, unless you can get your spending under control you have no business buying a home at all. You'll end up in foreclosure some day if you do.[/quote] They saved a 100k downpayment.[/quote]
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