Reply to What is your HHI and how much do you save?

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[quote=Anonymous][quote=Anonymous]530k HHI

Not saving much outside of retirement and 529s

Retirement is around 100k into 401ks + 120k deferred comp.

We spend a lot maintaining our house and enjoying our life.  My parents will pass a large brokerage account to me when they die and I find it sad they didn’t enjoy the money when they were young.  I’m not interested in skipping vacations and wearing bad clothes so my kids can inherit my money.  [/quote]

Totally agree. I’m the poster above with 500k cash comp.  My parents pinched pennies their whole lives.  They inherited a lot from my grandparents, adding to their brokerage accounts, but never leading them to spend more.  Now in retirement they still don’t spend and act like replacing a 50 year old chair would lead them to financial ruin.  Now they’re aging quickly and rapidly losing the opportunity to use their money.

It’s pathological.

My goal is to bring some balance between now and later, because later may never come.  [/quote]

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