Reply to Family of 5, appx $300K HHI - would you do anything different?

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[quote=Anonymous][quote=Anonymous]I just want to tell OP that your commitment to this inspired me to talk to DH to make sure we were on the same page about finances and make sure I had access to all accounts and know exactly where our money is going.[/quote]

YAY!  That makes me happy to hear.

To the PP immediately above, I'm not sure I think there's a real difference except in terms of convenience, to say we make 300K combined and we are going to spend 200K and save 100K.  I guess I don't think that's horrible in theory but I am working on YNAB to see how it goes - I just signed up for the free trial and it seems promising.  I had no savings before we met - so I probably need him to help me keep track on savings - that is valuable to me.

I did not always make more fwiw even though at the current juncture I do depending on his side business, I consider this a lifelong financial partnership.  We sort of agreed that I would retire at 60 and he wants to work practically forever.  I was laughing out loud yesterday thinking about about the real long divorce con of meeting a 23 year old making 35K, getting married, then putting her through grad school and paying all room and board and tuitution, but 2 stafford loans to hope years later I become a real cash cow :).  Wasn't a bad ROI for him there, tho.[/quote]

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