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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here.

First off, to the utter ass who implied that I’m stupid because I’m a preschool teacher, screw you.  I went to UVA and have a masters in early childhood education.  I taught preschool because it’s what I’ve always wanted to do since I was a little girl and I LOVED it.  My husband and I decided equally that I would quit my job when my oldest was born because 1) it made sense financially and 2) it was the only job that meant more to me than being a teacher.  I’m sorry if your job doesn’t bring you joy or you weren’t supported doing what you love but that was incredibly rude and uncalled for.  Luckily you aren’t teaching young children because we certainly don’t need your name calling influencing them.

Also, my youngest in currently in two morning a week preschool.  I pick her up at noon.  She has two more years of part time school before she starts kindergarten.  So in addition to my concerns over what my salary would actually bring in, DH and I are both committed to me being home with her until she goes to school full time.  I’m not saying that we can’t be flexible in that if we truly need to be, but when I have offered to look into work he has said he wants me home with her (not in a controlling alpha way, just that we both feel strongly on the importance of one parent home with the child if possible).  [/quote]

First off, totally agree, ignore the ass.

Second, I like the suggestion that maybe your husband could stick with it for a few more years, save as much as possible, and maybe pay down the house.  Yes, you can maybe earn more interest with a CD but there is something to be said about the peace of mind of owning your own house.  I think the mortgage is your greatest hesitation, so work to pay it down.

I also get the reluctance (on yours or your DH's part) of you going back to work.  Staying at home isn't just about saving money on daycare.  Kids will have a lot of activities in elementary years and still benefit greatly from having a parent home.  But it might be possible to do a part time job or one with flexible schedules so you can still pick your kids up after school. [/quote]

Even with a partime job OP is going to have to make some major financial sacrifices if her DH goes to the government. She has not yet said anything she’s willing to change. [/quote]

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