Reply to I have money, but this is where I cheap out

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Food.  We eat out maybe 2-3 times a week, and even then it's pretty basic (wings, Chinese).  I also am vigilant about not wasting food and we eat simply at home unless it's a special occasion - lots of pasta, soup, sandwiches.  [b]I do splurge on sourdough from our local bakery - $7 a loaf![/b]

We share a car and it is a non-luxury brand.

Clothes.  I will occasionally get a nice dress from Nordstrom but only for a wedding or similar.  Day to day my family wears clothes from TJ Maxx, Target, and Walmart (esp the kids).  We also don't buy clothes that often.  I do have a LOT of shoes - my weakness - but nothing designer.  I've been using the same handbags for years.

Our house.  We bought a small and not updated house and I have no interest in moving or expanding our existing space.  Our mortgage is $1600 a month and we live in an excellent school district.

I do have cleaners.  I consider it worth every penny.

I spend a lot on makeup (Dior, Chanel) and perfume.  And I will get a professional massage/facial every month or two, which I recognize is a total splurge.

We do spend on vacations/travel.

Combined we make a very comfortable HHI. (Low-to-mid six figures.)

Both my DH and I are spenders by nature but I manage the finances, and just approach it as I would a small business.  I put on my MBA hat to manage our finances and recognize that I would much rather have cash in reserves than have had a bunch of BS experiences and things.
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Off-topic but are bakeries still even a thing?  Or do you mean the bakery section at Whole Foods?[/quote]
What do you mean by “are bakeries still even a thing”?[/quote]

Yes bakeries are a thing. My husband insists on fresh bread - the kind that molds or goes stale in 3 days because it doesn’t have preservatives. We have multiple bakeries in Arlington. Randolph is better IMO, but we get bread at Heidelberg because it’s on the way home from swim lessons. [/quote]

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