Reply to Explain to me the financial risk of SAH if partner is a high earner

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Get a post-nuptial agreement before you stay home. [/quote]

This[/quote]

+1000.

And I would not depend on future earnings.

Do you have enough net worth today that will make you comfortable if you were to go your separate ways today?

[/quote]

This. The way you take the risk out of it is to mitigate the risk at the outset. The risks are things like your partner becoming abusive, your partner finding a new partner/having children outside your marriage, you having taken a 10+ year break from developing skills or a network, your partner divorcing you after your children are 18 so no child support. There are a million what ifs you aren’t taking into account.

Postnuptial which explicitly gives you 50% assets, sole title to home or property which can be a home, and an agreed alimony figure regardless of the age of the children (and make sure it accounts for inflation using the SSA calculation). I believe child support cannot be negotiated in a post-nup but the rest can, and doing SAH without such an agreement is taking an enormous risk. If your DH isn’t going to agree to that (which is ultimately what you’d get in a reasonable divorce) there’s a red flag you also shouldn’t ignore.[/quote]

This is excellent advice that I wish I had had when naive @ work place based affairs and how over time we'd, from ex's perspective, have less and less in common. OP, maintain a career and network. Ideally, a career that can be ramped up or dialed down.

Stepping out of the workforce entirely was the dumbest thing I ever did. One child had mild SN and a lot of appointments and I thought doing SAH for a while balanced everyone's needs. Post-divorce there was drastically less money for things like private therapies, ex throttled back earnings and I was scrambling, without recent work experience and with a network that was out of date. [/quote]

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