Reply to If you had the money, would you raise your kids in NYC?

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[quote=Anonymous][quote=Anonymous][b]Yes for 0-5, maybe for 6-12, and then maybe for 12-18[/b]. Yes if your DC goes there for college. And yes, it would require money not being an issue.

We do not live in NYC now, because our jobs require us to live elsewhere, but I would love to live there full time. There is an immediacy of culture that I still haven’t experienced in other areas I’ve lived in (up and down the eastern seaboard and abroad).

[b]I think NYC would be a great place to raise young children, but a little tough for later elementary/MS//HS, when it’s just easier to have a car, yard and basement to keep kids corralled. Plus there is a shared life experience that exists among kids being bored in the suburbs, and that’s both somewhat bonding and motivating, lol.[/b]

We owned an apartment in NYC and kept it; we rent it out to help pay down the mortgage. We plan to eventually use it as a pied a terre for vacations, and for when DC hit MS/HS and might want to participate in NYC based athletic/academic camps/workshops/courses.

We hope to eventually retire there. It seems counterintuitive to think about retiring in such a HCOL area, which we certainly keep in mind when it comes to saving for that period of our lives.  And if things change, then at least we will have over anticipated our expenses!

But NYC is a place where there is such a high level of culture, music, food and medical care, all in a much smaller radius than most anywhere else in the US. I also feel like if there is one city that friends/family will readily come to visit us, it will be NYC, so less chance of being isolated in our middle/old age.

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I am one of the prior posters who actually raised 2 kids in NYC (still raising the third) on a fairly moderate income.  We also had a 8 year detour in suburbs, and based on that I disagree with the age breakdown.  Based on my experience, it's great in NYC for ages 0-2.  It's better in the suburbs between 2-8, when they are running around 24/7 and a backyard is crucial, and door to door car rides are super handy as well.  It's better again at 8-12 when transportation is less of an issue.  It's a toss at 12-14, but only because of the middle school situation - if you can figure that out, NYC is better, since they don't depend on you for transportation.  Finally, NYC is definitely better at 14+.  [/quote]

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