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[quote=Anonymous][quote=Anonymous][quote=Anonymous]PP again.  For the benefit of other folks on here who may be in a similar boat, I just spoke with Hopkins.  This is what they told me:  Until March 2023, all hospital charges will remain covered.  So anything billed to "facility" will be covered, but anything billed to the "doctor" will not.  (I don't know exactly how that line is drawn).  So for those whose OBs are already out of network, there may not be a substantial increase, at least between December and March.  But if no deal is reached, then as of March 2023, hospital charges would not be covered either. [/quote]

They should be able to break it down along averages comparing a csection to vaginal delivery. Facility is everything but the doctor(s). You also need to know if your anesthesiologist is IN or OON should you have a epidural or csection, and whether it is covered and how much. Usually facility covers everything. You may also be billed by the hospital ped and any physician who checks on your and your baby during your labor, delivery, and PP stay. The lactation consultant if they are not directly paid by the hospital. An assistants to the OB or Anesthesiologists. Etc. [/quote]

Unless I was loaded I would never ever risk this. I'd find an in-network provider AND hospital. [/quote]

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