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Political Discussion
Reply to "Gun Control - Why isn't more done"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]The "gun insurance" argument is odd to me. What are you insuring and whom? If it’s to pay out damages if I shoot someone, no one would write that policy. It’d be like insurance paying for damage to your car that you intentionally caused, not gonna happen. If it’s to cover damage if someone else takes my gun and shoots someone, that’s like my car insurance covering someone that stole my car, again, not gonna happen. What kind of insurance do you think makes sense?[/quote] That isn't exactly how insurance works. It's a risk pool and every gun owner is part of it. Every gun owner pays in and the insurance company pays out to cover the financial liability when someone gets shot. As an analogy, if you may have to be bonded or carry coverage like errors and omissions insurance just because things can go wrong whether via overt or unintentional act.[/quote] Ok. So when someone gets shot with an uninsured "gun" like by a gangbanger, then no payment or? Does every person that gets shot get paid or just some? How do you decide? [/quote] What a dumbass comment. Insurance does not cover criminal activity. [/quote] Nope but if you own a gun and your gun somehow ends up involved in a crime committed by someone else there is a liability on you as the gun owner. How did the criminal get it? If it was stolen did you report it immediately? Why didn't you have it locked in a gun safe? How responsible or irresponsible you are should be a question that comes into play. By the way only around 20% of guns used in crimes are stolen. The vast majority come from friends, family, immoral sellers etc... Every gun needs to be accounted for to reduce the likelihood of it getting into a criminal's hands.[/quote]
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