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Reply to "How much do people have saved for retirement?"
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[quote=Anonymous][quote=Anonymous]We have over saved at this point. We did not anticipate the growth of the market over the past decade. We saved as if social security would not be there too. However, it is still there and we are at or nearing 60. We are helping our children and increasing our donations as a result. We will pull back if there is a significant down turn. [/quote] We are grateful to be in the same boat. We were always big savers and maxed out 401K’s, SEP/IRA’s, deferred compensation- you name it. We also saved well beyond that. Our kids/grandkids will benefit as we have already funded 529’s and when we have to start taking money out of our retirement accounts much of that will go to charity. A big gift you can give your kids is to encourage them to save and invest early on. [/quote]
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