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Reply to "Just bought an $800,000 house on a $186,000 salary and now I'm panicking...."
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[quote=Anonymous]A few years ago when we bought our house, our HHI was ~300,000. The first mortgage broker we talked to assured us he could get is into something for "close to a million" DH and I had run our numbers and we were comfortable with something more like 500,000. But we knew that was relatively conservative - we didn't want to be totally house poor, and we wanted to have some buffer in case one of us lost our job or we decided to be a sahp. You've made the lifestyle decision that a house you love is one of your highest priorities. That's a totally reasonable decision! It means you'll have to give up some other things that other people would prioritize more highly. That's OK.[/quote]
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