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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]He works to support you.[/quote]

And you are keeping his house, raising his children, cooking meals, scheduling activities. It would cost A LOT for him to outsource these services. The DW/OP is contributing probably more than the husband![/quote]

OMG THIS IS HYSTERICAL.  even more so that you probably believe it.[/quote]

Why is this hysterical?  I’m not the pp, but we ran these numbers when we were buying life insurance.  It IS a lot to replace a good SAHM.  And it’s all post-tax.

I’m not saying that it’s hundreds of thousands a year, but i was working PT at the time making about $90k/yr, and replacing my labor around the house was definitely more of a consideration than replacing my income.  [/quote]

Unclear what kind of childcare costs $90k/year.  All the rest is done by working moms, as well.  [/quote]

I made $90k/year before taxes.  Plus I paid $300/wk for childcare (for three kids) while I was working.

The rest of it....the childcare I did solo when I wasn’t working, the house stuff, the overnights, etc.  If DH wanted to keep the same job and lifestyle, it would have been expensive.

But if you are doing this stuff, you should add it up and add the total to your life insurance as well.  Term life insurance is cheap.  There is no reason for your family to struggle financially, or for your husband to have to take over all of the chores and childcare if you die.  [/quote]

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