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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Some of the kids have donated braces, some have medicaid, and most are on payment plans.

We have a payment plan for my kids' braces even though we have the amount saved up in full in our HSA.  There was no discount for paying in full and occasionally/RARELY an ortho leaves their practice for whatever reason before a kid's braces are finished. I didn't want to PIF and have something happen before the course of treatment is finished.  We also have INSURANCE so our OOP cost is not much. [/quote]
You are very lucky to have dental insurance that covers braces. My employer's otherwise decent dental plan does not. You are also not the 'low income' that the OP was referring to if you have a well-funded HSA. [/quote]

No, I am not. But instead of saving up for her kid's braces, she should get him braces when he needs them before his teeth are harmed. Our dentist told us that we could do ds's braces anytime because it was only cosmetic. We took him at 13 to the orthodontist and he showed us how some of his teeth were being worn down because of his bite pattern.  OP should just do a payment plan and get her kid braces.  [/quote]

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