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[quote=Anonymous]Kid at TJ and kid at a strong FCPS HS. 2 years apart. We consider them fully funded when we had a paid off prepaid VA 529, plus at least a year of room and board saved for each kid.  Which will be their senior years.  Then, we will have 6 years of being on the hook for one year of room and board, which is very doable on our income. We can make up a little bit of a gap for each kid.  But not a lot.

Fully funding 4 years of any private you want is not realistic.  I’m also not sure I see the value without merit aid, especially if kids are looking at grad school.  But, there are good merit aid options in private schools for each kids interests and Stats.

The younger DC’s 529 will be worth a little more than the DC’s, because inflation. But they are both going to have to operate under the same guidelines in paying for college.  We can pay WM, plus somewhere in the neighborhood of $5,000 a year.

I would not be okay telling one kid they have to make public work and paying private for another unless they was a significant overriding factor, like a disability or LD that necessitates private school for one kid.  If one or both of my Dc’s does not use all of their 529, then I would not give it to the other sibling.  It is still their money, that we have have saved to launch them. They can use it for grad schoool.  Or, I can transfer it to pay educational expenses for their sibling, and put  the money I would have spent on their room and board in a CD to use as a down payment on a house or otherwise get a start in life.  But, if you do the work to get a full merit ride, I think you should have the financial cushion.

Neither of our kids have special circumstances that would warrant treating them differently. So, in my mind, it is important that they are on the same footing ask they start their adult lives.  But I don’t judge families who are making different decisions.  It is a tough college acceptance environment, and college costs are out of control. I trust parents to do what they think is best for their kids and their families. If they are like me, they feel guilty they didn’t find a way to save $250,000 a kid instead of $100,000. There is no reason to pile on. [/quote]

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