Reply to GF broke up with me because of money problems

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[quote=Anonymous][quote=Anonymous]PP here. That’s actually exactly what I was going to do. [b]I have 3, was going to cancel 2. I just want one open with a low limit ($3k) [/b]because I have work expenses occasionally (that get paid back at the end of each month). [/quote]

DP. I think its totally reasonable to ask your boyfriend about this but also totally reasonable to table it until you get engaged if you anticipate that happening in the next year.

And start thinking about your finances a little differently. You don't 'borrow' 13k from your husband. If he marries you he is marrying the debt too and it is in his interest as well as yours to pay it off as quickly as possible.

But the bolded? Don't do that. Unless you have no self control and even then I dunno, drop the cards into ziplock bags of milk and put them in the freezer so you can't access them unless you want to go through a long annoying process. Your credit score will be complete crap with a 3k limit. Just don't use the open lines of credit. All unused credit is doing is helping your credit score which will help you down the line when you and this guy want to buy a house. This running away from financial issues instead of just learning how to use them responsibly is a terrible trend IMO. [/quote]

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