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Reply to "Middle class professionals: tell me about your finances"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]So I know this post will make some people angry, but maybe this can allow some of you to have perspective. I am 25 married to a 28 year old and we have a HHI of 215k. This is mostly my husband's salary I am aware. He is in cyber security and knows how to program, I guess that commands a 150k salary because he also has a strong network of advocates in his field. Me, I feel small by comparison. I have a 67k salary in a job I don't really like but at least it is a job. Early on I encouraged my husband to get out of debt fast since he was commanding a high salary since he graduated. I convinced him to pay the 7k left on his loans straight out and the 6k left on his Honda. I don't know if this is financially wise or not I am just learning. My student loans have always been higher than his since I moved from out of state. I still have 25k left and 4k car debt. My retirement is about 50k right now and his is about 90k and our cash savings is about 30k. Not a lot. We need to be better at that. We paid for our own wedding in cash, though. We don't own a house because we don't know where we are going to settle down and we don't have much of a down payment. I pay a lot of my mom's bills. I grew up with a single mother making 30k at the most. I am OK with paying her and my siblings bills sometimes if they can have a better life. [/quote] What a strange post.[/quote] Agree. Why will this make people angry? lol[/quote] You and your husband need to combine your bills and pay off that debt. You’re married! Also, you should be maxing retirement if possible for both of you. Your family needs to be on a budget and your siblings need to get cut off. You are in debt. You need to pay off your loans before helping them. [/quote]
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