Reply to Federal Health Plans & IVF coverage

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]
With plans like MDIPA, Kaiser and Aetna, there's only 50% coverage for all services related to infertility.  These are the go-to plans when you need IVF, but if you aren't there yet you could end up spending a lot more out of pocket.

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They only cover 50% of ART treatments, this is unrelated to diagonistics.  So if you are still trying to figure out what is going on, you can get that cover like normal doctor's visits.  [/quote]

no, NOT true.  MDIPA pays 50% beginning at the diagnosis stage.  They pay 50% of the first visit to the RE, the hsg, bloodwork, etc.  Blue Cross will pay these visits at 100%.

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I guess I should clarify that we had Aetna, I don't know anything about MDIPA. When I went to my RE for visits that did not involve treatment, I just had to pay my co-pay.  All of my blood work (as long as it went through Quest) and my husbands SA were paid at 100%.   I did not have a HSG or a saline sono while on Aetna, so I can't speak to those.  The plan summary is a little unclear, so if someone is thinking about Aetna they might want to get clarification on what would be covered before you start an ART cycle.[/quote]

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