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Reply to "Ok can we stop saying $300k is "rich" in DC?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I've learned something interesting from all this fighting, which is that apparently the people most convinced they *aren't* rich are conservatives. Some have argued here that people who think they have more than enough on $200k are "social justice warriors." This helps me understand why our republican senators are currently throwing sick children under a bus just so rich people can get tax breaks. [/quote] Not the conclusion I will make. I don't know about your healthcare costs, but mine grew astronomically with obamacare (9% for premiums per year and new coinsurance that makes you hit your deductible fast, which I never had till this year).[/quote] Are you actually on an Obamacare exchange plan? If not, the growth in premiums and coinsurance is thanks to your employer and the costs of medical care, NOT obamacare. #factsareyourfriend.[/quote] Not pp, but I was on an Obamacare exchange plan (until I got a new job), and the premiums were ridiculous and getting more so. However, much of the increase in costs for employer plans is also attributable to Obamacare. In particular, the minimum requirements for plans, taxes for "Cadillac plans," etc. #factsreallyareyourfriend[/quote] Nope, you are wrong. It's simply not true that Obamacare increased premiums for employer plans: " Health insurance premiums have been rising for decades, almost (though not quite) as stubbornly reliable as an eastern sunrise. And it turns out that these increases actually slowed after the Affordable Care Act became law in 2010. That's according to data collected by the U.S. Department of Health and Human Services, which tracks a range of topics around spending on health care in its Medical Expenditure Panel Survey. The survey tracks the health insurance offered by private firms big and small, and in all cases, the average rate of premium growth from the time the law passed in 2010 through 2015 was actually lower than from 2004 to 2010. And premium growth was lowest for firms with fewer than 50 employees. A similar study, prepared every year by the Kaiser Family Foundation, shows a similar trajectory for premiums, and it continues into 2016. "Everything's been slower because we had the recession and health care costs just haven't been going up that much," says Gary Claxton, who directs the Kaiser Family Foundation's Health Care Marketplace Project. "That's still true, though it's wearing off a bit now."" https://www.forbes.com/sites/robbmandelbaum/2017/02/24/no-obamacare-hasnt-jacked-up-your-companys-insurance-rates/#6529a72c3a01 And even if the mandates for minimum requirements DID increase some employer-based plans, I think that those changes actually make the plans much better and are worth the additional money. [/quote] You are citing a blog post, but even there is a lame excuse about 2017 costs going up blaming underpricing in the first few years. Underpricing? I had the same insurance for years with small increases in premiums and deductible over decades, but it became underpriced under Obamacare and the costs jumps 9% for the much worse coverage ( individual coverage, not through employer) [/quote]
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