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Reply to "$14k net HHI - Budget Input"
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[quote=Anonymous]Don't worry so much about the smaller items like personal care and children's classes where people like to snark . You'll realize the most savings if you concentrate on big ticket items you can easily adjust. Obviously the property situation is difficult to change and may in fact be okay if you can stop the losses on the investment property. People have mentioned the car payments are really high and those can be traded. The other thing is childcare. It is very high in this area, however, typically does decrease as kids get older. I would see if there is anyway to reduce that 3k in the short term. Good luck![/quote]
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