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Money and Finances
Reply to "The Biggest Waste of Money - Suze Ormn"
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[quote=Anonymous][quote=Anonymous]I've been playing around with retirement calculators and monthly spend has a big impact on your overall retirement savings. I was surprised that a few hundred extra a month really impacts the longevity of your nest egg. I am not a big spender so I haven't really done a budget per say but I do try to be mindful of eating out. It really does add up.[/quote] +1 It does really add up, especially when younger. An extra $200 monthly saved in your 20s can mean an extra $1M+ in retirement. It doesn't mean you cannot enjoy your 20s. It means you should learn to budget, pay yourself first, and understand that savings should be important and is a $8 Starbucks special daily really worth it when you only make $65K/year. Treat yourself 1-2x/week and save the rest. Same for dining out/other splurges. DOn't have to deny yourself...but also don't have to get takeout/dine out 5+ times per week. [/quote]
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