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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. Many good comments (and a few nasty assumptions). To be clear, we are not in debt and we more than manage to break even each year.  We save and, in addition to our 401ks, have about 150k in mutual funds and savings. Would like to get that to about 200k. We also put about $500/month into a college savings account for our two year old (neither of us had parents who saved for our education, hence the student loans).  We usually go to the Delaware beach for a few days in the summer but that is the extent of our vacations.

As for our home, I wish that it was a lower mortgage. We had saved for about 12 years before buying so we could put down 25% (and stay under jumbo loan territory).

And for the person who said we work all the time-that isn't exactly true. The problem is that DH and I have very early work schedules due to the unique nature of our jobs. We have to be out the door by 6 am, before daycares open (and before our kid is awake). On the plus side, we are home by 3 pm and have five hours of uninterrupted family time, which is amazing. [/quote]

OP, you are doing much better financially than your initial post indicates.  You should not worry--you're doing great. [/quote]

Yup. Complaining about nothing.[/quote]
+1 off putting[/quote]

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