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[quote=Anonymous]Totally separate accounts person here. I'm amused by how many people think it's got to be a problem, or an indicator that we're not in this for the long haul, or don't communicate, etc. And loving the melodrama of "You've merged DNA, why not bank accounts?!?!). It's not that complicated. We live together. We pay our bills. We don't keep tabs on who has spent more or making sure that our expenses are exactly even, etc. For heaven's sake-- just like a lot of other issues in marriage, you don't keep a tab. We don't calculate who has spent more time with the kids this month either or who has loaded the dishwasher more times.

We pay our bills. We don't quiz each other on how much the new sweater, the new shoes, the coffee, or anything else costs. When a bill comes in, one of us will pay it. If one doesn't have enough in the account, the other person pays it. We have mutual investment funds and separate 401(k)s from our work places. All funds are considered mutual, in that if our family needs to pay for something we will pay for it out of one or both of our accounts. Maybe it works because we're both grown ups who know what our mortgage costs, what our bills are, etc. and we don't overspend and have to tell our spouse at the end of the month that it's all on them to pay the bills.

Our intention is to be married for life. Are there any guarantees? Nope. And there wouldn't be if we had joint accounts either. [/quote]

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