Reply to In your opinion, how much salary would a person need to make per year to life comfortably in DC?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm a young nanny living in DC. I make $36k. My boyfriend and I have an $80k income combined. I think you all are completely out of touch as to what "comfortable" means. I have enough to pay my bills including student loans, I eat out occasionally, we take a yearly vacation, and we have some left over to save. There have been times in my life where I had to choose do I want groceries or heat? I feel pretty damn comfortable now![/quote]

I think you are out of touch when it comes to savings.  How much are you saving?  How much are you paying in rent?  I can't imagine you are saving enough for retirement.  You must not have a car and no children. [/quote]

We're 22. No I'm not saving a ton yet but it will come. I'm not out of touch. There are a lot of people who do just fine on less than $100k in this area I promise you. It's really very sad that so many of you have soooo much and still truly believe you need more to be happy/comfortable. To say that you need $300k or more is truly laughable. You're clearly doing it wrong. [/quote]

You're doing it wrong. I plan to retire at 55 with no debt and travel the world. That's doing it right.[/quote]

Most of the people I know at 55 are starting to have health issues (and this is even people who took care of themselves).  It always amuses me when people say they are going to retire early and do all kinds of things.  Pretty much arthritis and everything else can start at 50.  It makes it a little harder to travel the world.

This is a debate that has no conclusion.  Everyone has a different definition of "comfortable."  But the truth of the matter is, not everyone makes a big salary, and it's not like it's merely a matter of choosing how much you want to make.  Luck and circumstance is the biggest factor.  No one likes to admit that, because everyone wants to think that they're self-made men/women.  But a lot of people work hard, plan well and still do not end up making much money.  So they manage.

Just do the best you can, save what you can, but don't bank on postponing your life until retirement.  Try to live well now while still keeping an eye toward the future.

And these conversations about HHI are always exaggerated on here.  Most people who make a high HHI think they couldn't live on less, but then stuff happens, they adjust and realize they can live on less.  [/quote]

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