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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Hello from hell in SC! I’m reporting that my 80 year old mother with dementia in a memory care facility is currently costing 36k a month due to the need for 24/7 private aids due to lots of falls!

She was frugal her whole life and saved a nest egg as a teacher. A year at Clemson for one of our kids is being spent a month for her crappy care with uneducated aides who ignore her half of the time unless I argue with their supervisor.

My advice is to make sure whatever facility you place your parents in at the beginning of this journey is also qualified to accept Medicaid and has a good reputation as a Medicaid facility so that one day you can transition to that when the money runs out.

We will be moving her to a facility that requests a year of private pay before they will accept Medicaid and that is what we will need to do because she may live a lot longer, but her money is being rapidly spent down for her care

[/quote]

This is simply not possible for my family. We will never be able to spend 36k/month on anything. It just doesn't seem possible that this is a real option for any but the wealthiest families, and even then it would be a stretch.

I don't understand how a facility charging that amount of money even stays in business because who can pay it? How do they even have enough residents?[/quote]

This is what I don't get. My grandmother also had dementia and my mom was recounting how upset she was that her sister and step-siblings said they wouldn't help pay for her care, so she just got what Medicaid could provide. Even if they had been willing to help financially, why would she think it could close that gap? Nobody has that kind of disposable income. For most people, it's an order of magnitude greater than family "help" can provide. [/quote]

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