Reply to I didn't fully comprehend the cost of eldercare

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[quote=Anonymous][quote=Anonymous]Hello from hell in SC! I’m reporting that my 80 year old mother with dementia in a memory care facility is currently costing 36k a month due to the need for 24/7 private aids due to lots of falls!

She was frugal her whole life and saved a nest egg as a teacher. A year at Clemson for one of our kids is being spent a month for her crappy care with uneducated aides who ignore her half of the time unless I argue with their supervisor.

My advice is to make sure whatever facility you place your parents in at the beginning of this journey is also qualified to accept Medicaid and has a good reputation as a Medicaid facility so that one day you can transition to that when the money runs out.

We will be moving her to a facility that requests a year of private pay before they will accept Medicaid and that is what we will need to do because she may live a lot longer, but her money is being rapidly spent down for her care

[/quote]

And I thought we had it bad at $26k a month.  I feel this so much.  We’re also memory care plus 1/2 time one on one caregiver and it’s hard not to think about the house that could have been bought with the money spent on elder care.  But it is my mom’s money and this is what it should be used for.  Still stings.[/quote]

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