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[quote=Anonymous]Hi OP, I was a sahm mostly, until our youngest went to school full time.  I loved every minute. Here were the benefits and drawbacks for my family:
Drawbacks:
We were totally broke.  Not quite to the "use a food pantry" brooke, but there was NO money for extras.  None.

I did delay years of wage increases.

Positives: 
I loved being home w my kids.  We did every free thing in our city.  Gave up our only car and used public trans everywhere.  We went to museums, parks, shows etc going places every week

My husband didn't have to take time off work to stay home with sick kids or go to doc appts.  Most people we know with kids in day care used up all their sick days on sick kids, and most of their vacation days.

I was able to teach both kids to read before kindergarten

I did tutor 5-8 hours a week some years, and for a year or two I watched a friend's baby at my home for a little extra money.

You might really want to stay home, but be prepared that unless your spouse makes a lot of money, and you are willing to live very frugally ( no vacations, no eating out, no cafes, no new clothes) even then u might not be able to swing it.  We had a little, and I mean little, family help.  It meant, for us, delaying college and retirement savings, too.  (We were able to catch up). My mom stayed home w me but times were different.  It wasn't as hard financially.  
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