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Reply to "What do people do when a serious downturn happens 5 years or so before retirement?"
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[quote=Anonymous][quote=Anonymous]I think the original point was less about going out to eat in retirement, and more about illustrating the parts of a potential retirement plan that could be cut back on if needed. I know DH and I have a plan for what we want to do in retirement, but also a realistic expectation of what we might have to change if finances or health or something else changes. Build flexibility into your retirement plan to account for different scenarios.[/quote] Same here. I know if my projected retirement income is cut in half, I still have a comfortable retirement. Just won't travel as often. People forget how easy it is to be frugal when you have no mortgage and no need to buy the latest clothes or things for the house. [/quote]
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