Reply to Parent expecting me to pay back parent plus loan

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]My parents took out a PLUS loan in the 90s to send me to college. I would be very surprised if they contacted me asking to pay it back. So I don’t understand the vitriol against OP. This would be like if a parent paid your tuition for college and then years later came back asking for reimbursement. [/quote]

I feel for OP at the sudden expectation. [b]But what was she thinking going to a school neither she nor her family could afford.[/b] And it sounds like she spent a ton of money they couldn’t afford, not just borrowing what it would take to get a degree. That’s horribly irresponsible on all parties involved, including OP. And this is the price you pay for having made irresponsible choices. [/quote]

Again, how much did you know at 18 about what your parents could afford? My parents told me they were paying for college and (happily) they were comfortably able to do so. Was I supposed to demand my dad’s bank statement to prove he wasn’t lying? [/quote]

+1 agree. I'm convinced that the people on here who are insisting that OP must pay are people who grew up knowing that going to college was either off the table or would be their responsibility due to their family circumstances.  So I get they they don't want others to have their college "given" to them. Those people can't conceive the perspective that for many families college is a parental responsibly to pay for. But many of us did grow up with the perspective that parents pay. OP was given this impression and telling her otherwise (via text?) a decade or more later without any real discussion is bogus. [/quote]

Since it was a parental loan, OP also doesn't know if they money went to her and her college expenses. When I took out student loans, they always offered me more than I took b/c I budgeted carefully. I bet OP's parents maxed them out and bought a boat or made some other irrational financial decisions with the money. [/quote]

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