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[quote=Anonymous][quote=Anonymous]OP, you are 42 years old. That isn't old enough to be decrepit, but it is old enough that you need to take your physical condition into account in looking for jobs.

I think you may need to try to find a less physically demanding job. I don't know all about nursing though. I know many nurse positions do require a lot of stamina - but others could be easier on the body. So you need to think about those.

You are probably going to need to stay employed until at least age 67 or so. So start thinking about that now. What jobs can you keep working at for at least 20 more years?

You ABSOLUTELY need to look into Disability Insurance. If something happened to your ability to work, what would you live off of? You need to buy a policy.

You may need to move to a job with a large employer in order to find a disability insurance policy you can afford.  A large hospital system? County/State/federal government work? I don't know what is out there.

But that is step #1 in my book. You need a sustainable job, and you need disability insurance as well. You may need to move to find it - and you may need to move away from family for a while.

You don't have anyone to move in with (like parents, family) if you lose your housing. That's the only reason I don't think you should file for bankruptcy. Otherwise, I would do that. But you need a place where you can live, and if you credit is shot you will have a hard time being able to rent.

Focus on finding a job that puts less stress on your body.

[/quote]

OP has said that she is overweight. Her job would put a LOT less stress on her body if she lost weight. [/quote]

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