Reply to Why is $275k hhi now so poor?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Stop blowing smoke up my arse trying to claim $275k hhi is just fine and dandy these days.  It is not.  We are friggin dinks with virtually no debt except our mortgage on a very modest $625k home.  We rake in $275k and are super middle class, it’s insane.  Right now driving an 8 year old cheap Mazda 3 bought for $20k snd is paid off.  I dread the day we need a new car, because a new car payment will place huge strain on our finances.  I think we can only afford a Toyota sedan next.  You’d think dinks making almost $300k could afford an Audi these days, but nope.  Car insurance, home insurance, taxes, groceries……all of it demolishes you.  We only take 1 vacation too per year.

Ok, we might tread water, I’ll give you that. But we aren’t THRIVING.  I feel like you’ll only thrive on a $500k income these days.  And that’s only from a DINK perspective!  I dunno how everyone else who is poorer AND has kids survives.  You all survive on malk and beans? Who knew the American dream for family people meant a life of brittle bones and cutting coupons, lol. Prices are so outta control. It is bonkers. [/quote]

Try rolling up your sleeves and doing some actual work instead of outsourcing everything. No doubt you have a housecleaning service, lawn service, and pay contractors for even the simplest of home improvement tasks (e.g., putting on a new roof).

DH and I both work, have two kids, have an HHI of $250K, and have no issues saving 30% of our gross HHI while also setting aside $1K net per month for college savings. We just added a new 1000sqft composite deck, 300sqft screened porch, and 2000sqft of hardscaping and water features in NOVA for only $60K. Contractors wanted $250K for the same.

Don’t be so useless and lazy and you’ll find that $275K is plenty. [/quote]

Sure Susan.  Let me just go replace my roof after watching some YouTube videos, lol. Absolutely nothing could go wrong working on a home repair like that with a bad spine and multiple tons of shingles to haul up 20 feet. And all alone.

I bet allmof the quality of your DIY projects are trash, and you probably violated multiple building codes that will make it difficult to unload your garbage house. Have fun! [/quote]

Honestly, they will have no problem selling the house to someone else. The home inspectors hired by real estate agents do not bother to look for serious details that would derail the sale of a house. If the inspectors are too difficult they don't get repeat business referrals from real estate agents. Home inspectors recommended by your real estate agent are useless.[/quote]

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