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Reply to "Should 401ks be phased out? "
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[quote=Anonymous]Just as a mortgage is a form of forced savings, the 401k is a form of forced savings for retirement. Although optional, it provides great incentives for people to save for their future. Without 401ks, many more people would struggle to remember to save. It's easy to get distracted and the concept of 40 years down the road is too abstract for many to comprehend until it's too late. 401k incomes are still taxed in the future. So I don't see any inequity involved. [/quote]
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