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Money and Finances
Reply to "Should 401ks be phased out? "
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[quote=Anonymous][quote=Anonymous]I would rather get make of social security options and save me 12% of my salary by requiring the employer to give that 6% to the employee[/quote] +1 I could definately have invested and have much more than I will get from SS. However this wouldn't work, because 50% of the US citizens would still not save that money and then you have even more destitute people at 65 who cannot afford to live Unfortunately, as a whole, our citizens are not capable of managing their own finances. Just look at all the people with a college degree who cannot figure out that if I don't pay more than interest my student loan debt will never get smaller and if I don't even pay the full interest, my loan will balloon quickly. So unfortunately we need the safety net that is Social Security. [/quote]
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