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Reply to "Should 401ks be phased out? "
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[quote=Anonymous]I’m certainly very happy the Roth IRA/401K was created. Through 25 years of steady Roth IRA and Roth 401K contributions (both direct and now Backdoor Roth contributions as my income is now too high) and smart investing I’ve amassed over $8M in my Roth accounts. If I assume present safe interest rates, I could earn $400K a year completely tax free on withdrawals in 16 years (when I reach the age of 59 1/2) assuming no additional Roth growth.[/quote]
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