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Reply to "Should 401ks be phased out? "
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[quote=Anonymous][quote=Anonymous]Back on topic it’s pretty clear that retirement most accounts vastly reward those with extra disposable income. It’s is clearly increasing inequality. The authors (on two opposite ends of the general political spectrum) are arguing it is better to remove some of those tax benefits to shore up social security. I kinda agree with them. I am DCM poor, and don’t find any benefit in increasing inequality more than what we already have to deal with. It is leading to so many of our current economic and social issues at the moment. So many I know talk about how the American dream is dead. As a teacher many kids have this look of hopelessness thinking they will never get ahead because of the experiences of their parents.[/quote] I agree with you in principle, but the authors are bypassing the extremely obvious solution (raise the income tax cap) in favor of one that will discourage retirement savings among the middle class. I mean....[/quote]
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