Reply to I hate being stuck at $230k HHI and feel poor AF

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Reply to "I hate being stuck at $230k HHI and feel poor AF"

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[quote=Anonymous][quote=Anonymous]You are definitely doing something seriously wrong. Seek financial counseling (not investment advice) to figure out what that is.

You should be living a very comfortable life. You have to figure if the problem is in your head or your habits (e.g., extravagant cars, eating out too much, spending too much in gifts/clothes/hobbies/vacations , whatever).

(I am so glad to have come from a middle class family because it is second nature for me to live within/beneath our means)[/quote]

OP isn't doing anything wrong. He's not extravagant and has no debt. The issue is that his income is, on paper, a very good HHI, but in reality it simply means he lives a decently comfortable life. Judging from this thread, it seems that is main "luxury" is being able to max out his retirement benefits and that is where the surplus money is going. The irony is that we're supposed to be responsible and max out our retirements, yet apparently in doing so we're also criticized for not checking our privilege when we also wonder why we aren't having a lavish lifestyle people assume you get with a higher HHI.

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