Reply to I hate being stuck at $230k HHI and feel poor AF

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Reply to "I hate being stuck at $230k HHI and feel poor AF"

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[quote=Anonymous][quote=Anonymous]I make 150k and my spouse around 75k. After yearly bonuses, we pull in about 230k. It sucks. I constantly, constantly feel like we still have to watch our spending and can never relax and spend without worrying. Every time the car or house needs to be fixed, I cringe. Every time I go to the grocery store, I cringe spending $120.

We do not have an insane mortgage. We took out $540k, which is only  2.4x our income....not absurd. A lot of pain is self inflicted....I max out my 401k while my spouse puts away 13%.  Yet I constantly feel stretched and feel like we live paycheck to paycheck too much. We have zero kids. I'm reading this forum and seeing people making $150k or so claiming they have $60k in saving for emergencies $700k+ in retirements, and no problems upgrading their house or paying for repairs. Wtf? How is this possible?

[b]If we make this much and feel terrible about finances God help the rest of Americans and their median HHIs below $70k. Basically, no one is saving anything for retirement? [/b]I can't imagine needing a $1800 in car repairs and making $70k hhi.[/quote]

You're hardly poor (we make less than you) but you make a good point about the rest of the US.  I think its true - the masses are not saving for retirement.  I have no idea how this is all going to play out.... [/quote]

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