Reply to If you are in your 60s or 70s, and you are living in a regular house...

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]So many people in their 40s are just scared to  death that instead of their parents helping them,  which they are used to, they will have to deal with their parent having cancer or orthopedic surgery or illness. And unless the parents are in a full time skilled  care nursing home, and why would  they be there (?) they will still have to help regardless if they live in a house or condo or over 55 community with a golf course.

No living arrangement mitigates any of those things,  and a 65 year old can get sick like a 45 year old. It's that simple. And they hope they will have their kids  to help somewhat, but just like you guys, they will hire help, just like you will. 
 Moving out of a house doesn't help cancer.  Or anything.

Such empathy,  kids. [/quote]

So no.

A CCRC, which starts with completely independent living, will progress as needed to assisted living or a nursing home.  It's even much easier to get home visits when you're still living independently.  The living arrangement will entirely mitigate those issues.

A 75-80 year old getting sick is absolutely a different thing than a 45 getting sick and most people of that age, it will be a permanent loss of physical strength.  It's just a different situation to bounce back from at that age.

It's not about empathy.  You either plan for the most likely outcome or you stick your head up your ass and feel entitled to your adult children "helping" you (it's a lot more than help).  Those are really the options.   I am not doing that to my kids.  You do you though.[/quote]

+1,000,000 I just posted...but you nailed it![/quote]

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