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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP i don’t have good advice (although it looks like your child really should transfer back in state but you know that). I just wanted to say I find the people on this thread particularly harsh, not sure what is going on. Maybe a couple repeat crazy posters.. You did everything you could. A 400k home is not a luxury in this area, 180hhi is actually not that much here, and taking care of your elderly parents and nephew/niece is a lot. You seem like a great person OP, I wish you good luck [/quote] NP and I don't understand either why people are ganging up on OP who seems like a decent human being to me. I used to listen to Suze Orman a lot a decade ago and to Dave Ramsey as well and if I remember correctly, Suze used to advise to prioritize your own retirement over kids' college. I think, but could be wrong, that Dave also gives the same advice, especially to those who are behind on their retirement savings. OP, I am rooting for you and your kid and praying for a great outcome for everyone. Good luck and stay strong. [/quote] +100. Where are all the DCUM posters who usually criticize parents for prioritizing college savings over retirement? [/quote] Zero issue with her prioritizing retirement over college. I do think she should have done both. But both to cover some form of in state or cc/in state is fine. The issue is that a relative gifted a large amount and the parents quit parenting. They allowed this situation to develop and are now sitting around saying “kid will figure it out”. Kid deserves to be told what the parent can afford and subjected to long discussions about how starting off life with big loans is a really bass idea. Parents also seem to be confused about why they aren’t eligible for aid. Because you make too much money, duh![/quote]
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