Reply to Is anyone not saving to pay for all of their kids' college?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. We aren't intentionally not saving. Our HHI is 105k with two kids in childcare. Theres just not much to go around.[/quote]

The contingent on the DCUM money forum have a lot of wealth and have no concept of what it is like to live like normal people.  Many of them also have generational wealth with grandparents that helped them buy their house or pay for their kids private school tuition etc.  Completely out of touch with most of the world.  There are many, many people who cannot afford to save enough to completely cover college for their kids.  College is so incredibly expensive now.

Cue some jacka** who will tell us how they make 100k a year and have a mortgage in this area and yet are maxed out for retirement and save huge amounts of money a month for college or some such BS.

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It’s a tough call. I have a rising senior who after this year will have a year of college under his belt. His dream is to go to UVA. He’s one track mind with it. He currently has a 4.4 and that probably won’t cut it for him to get into UVA as a white male. If he doesn’t get in he’s strongly considering NVCC for a year to finish his associates and leverage the guaranteed admissions.

I really struggle with this entire concept for him because he’s way better than that. He’s an excellent student and really bright. I hate to see him at NVCC for any amount of time. I hope he comes to his senses after this summer and visiting schools and gets excited about some other schools. However he’s a very goal oriented kid and once he wants something that’s what he goes for.[/quote]

Why is he "way better than that"??!?!?!  Smart kid who has set the goal of attending UVA, knows that it can be a crapshoot so plans to attend CC with a guaranteed path to UVA if he attains a certain GPA (I'm assuming that's the case from what you said) at CC and will follow this plan if he doesn't get direct admissions.  WTH is wrong with that?  He's set his goals and found a few paths to achieve it. Why wouldn't you be happy and excited for him?  Ultimately, he would get a diploma from UVA?  Same as if he attended UVA for 4 full years.

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