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College and University Discussion
Reply to "I genuinely don't get saving for college for kids"
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[quote=Anonymous]I don't have an issue with your plan. I think the difference in the posters come from those who feel that their children should be able to choose any school vs. those who believe that community college to a 4 year public education is sufficient. There is a drastic difference in costs with both sides. The average Maryland community college costs are about $7500 per year. That is doable with a part time job or funds from a UMC parent. Two years of community college, debt free. Public university is about 11k a year without room and board or 23k with room and board. Even without help or scholarships, your child's loans would be about the same as yours at 40k if they went to a state school with room and board. Much less if they worked or there were scholarships. If they are willing to take a non-traditional route, it is 100% doable without huge savings. However, setting expectations early is key.[/quote]
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