Reply to Does anyone else owe a TON in student loans?

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[quote=Anonymous][quote]What a bunch of judgmental weirdos. Anyone that takes the time to scold the PP who made a family decision that he would work and she would stay at home with the kids needs to get a life. Or, more likely, a life they actually like, so that they don't feel the need to come on here and be needlessly judgmental of an entirely personal choice.[/quote]

I think people are frustrated b/c that PP sounds like she's living in La-La Land.  I'm all for living your life, but you have to be responsible for obligations that you incur.  Being a single-income family with a massive debt load is taking a HUGE risk.  Realistically, that PP's family may never repay that debt, let alone provide a secure retirement for themselves.  They are one disaster away from losing everything.  I hope her husband is in good health because a serious illness or disability would be catastrophic in those circumstances.  And when govt-insured loans aren't repaid or people need public assistance because they have no savings to get through a crisis, those things are no longer purely personal choices.

I don't like my job very much.  I'd like to stay home.  But we decided to do a major home renovation & now have to pay off a home equity loan.  So I keep working, at least until that debt is paid.  I guess I could quit my job & say "whatever, I just don't like working,  didn't realize how hard it would be to pay back all this money I borrowed, but I'll chalk it up to a lesson learned" and proceed to do whatever I want.  But I personally couldn't do that.  It's called making choices.     [/quote]

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