Reply to SAHM: what do you do to protect yourself financially?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]No pre-nup. [b]All money and assets owned jointly.[/b] Trust funds for kids. [b]My own earned money in my name only[/b]. Strong marriage to a great guy.

You protect yourself by being very well educated, and not having kids with jerks. Because, guess what? Jerks showed you that they were jerks before they married you but you still went ahead and married them and procreated because you were desperate.[/quote]

Both of these cannot be true. Either you have your own money, or all money is joint.[/quote]
Actually, they both are true.

His money is our money.[/b] My own earned money is in my name alone. I have banked every thing that I earned since DH did not want to touch my money. [b]

My money will go to our two kids eventually to give them a leg up once they start their professional lives.  It will help them to buy a car and put a deposit for their house etc. 
[/quote]
In a divorce that won’t matter. “Your” money will become “our” money and split. Same if he has any individual accounts.[/quote]

Well, then I am protected anyways, right? Because my earnings were puny compared to his. Thankfully, both of us are smart enough to not borrow trouble.  God knows that health concerns can also devastate finances. Why create misery out of our own actions.

I think having a good relationship and not marrying a jerk and not having kids with the said jerk, is the best thing any human being can do - any gender, any work situation.[/quote]

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