Reply to Mother has decided to “retire” at 58

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP your mother didn’t retire. She just stopped working. [/quote]

Define "retired".  If she waited 4 more years and stopped working at 62 would that officially count as being retired or would she have to work until she was 67 to officially retire?

As far as I'm concerned you are officially retired when you stop working and begin drawing on your retirement accounts.

In contrast, I quit working at the age of 34 to be a SAHM.  I have not touched the 401K money nor the pension that I earned before I quit.  I am also not collecting any social security or disability income.  I am 53 now and am considering returning to work at an age when lots of people, like Op's mom, are starting to think about retirement.

I would mainly be using my paycheck to pay for a housekeeper and yard work.  The rest would go into savings to use later once I officially am retired.[/quote]

Technically, if you were a SAHM you were doing the work of taking care of your children, so I wouldn’t say you had quit working. You were no longer getting a paycheck, but you were definitely engaged in doing work that needed to be done. 
[/quote]

Oh, absolutely, my time at home has been very well spent and I have never once regretted staying at home. It was absolutely the right decision for my me and my family  By quitting work, I simply meant quitting my paid job.

If I do get a job now, I will work until dh and I both feel ready to retire which, I'm pretty sure, would be in less than 10 years.

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