Reply to Is It Really Gonna Cost $280K? OMG

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Congrats to your kid. I don’t want to diminish that with my next discouraging paragraph about the money.

I want to remind you that while your kid is in college, life goes on and things still go wrong.  I am about to do some unexpected and expensive maintenance on my house that cannot wait any longer. Price of a decent car.

I would be in a tougher situation if my child were at a private school full fees. I urge you to consider what it will feel like living o; the edge for the next bunch of years. Some people are comfortable with this, but I wouldn’t be.[/quote]

So, yes, that's you.   I would do the same in your position.  I am frugal like that.  But because we are fortunate with a large bucket of money sitting in our 529, we will send our kid to a school in the top 20.  Even if our roof fell through, we would still be fine.  We could even go out and buy a Tesla tomorrow and still send our kid to that school. (But we won't...we drive 7 year old cars).  We are a balanced family with good fortune of high income and lots of investments, and we will use some of that money to give our kid the best possible opportunity.[/quote]

You know, you could go be a bit less indignant about a different choice.  The OP in this case was expressing legitimate concern about HER ability to come up with this money, and at least in the original post she sounds like someone who would not enjoy having no cushion.

It is not interesting at all to discuss when people of means are willing to spend money on their child.  Good luck to you and your kid.  I hope college teaches him to be more open-minded than his parent.[/quote]

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