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Reply to "Retiring young - cautionary info"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote]corporate employer health insurance do not have pre-existing clause[/quote] Before ACA this was NOT true.[/quote] That is NOT true. Portability requirements were in place well before the ACA. When you changed jobs, you got preexisting conditions covered if you could show proof of prior insurance. I think it was put inplace at the same time as COBRA, if I recall. [/quote] NP: Portability requirements are not the same as not having pre-existing clause. This is especially matters for women who are more likely to have gaps in work due to pregnancy or caregiving. And if you lost your job and couldn't afford COBRA and had a gap in insurance you were screwed.[/quote]
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