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Money and Finances
Reply to "Spinoff: How do you live below your means?"
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[quote=Anonymous]The biggest and most important decision is buying a home well under what you can afford. Everything else is nibbling around the edges, but without that one factor it doesn't make a big impact. That could be saving longer to get a bigger down payment, or trading 8/9/10 rated schools for 4/5/6. Maybe one less bedroom, or lack of a backyard. Groceries, eating out, date nights, even the cost of a car - it all pales against what you pay for housing. That's where it all starts. Our mortgage is $3200 a month. We have 3 kids, and I think we'd be hard pressed to even rent a 3-bedroom apt in this area for much less. [/quote]
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